Advertising Disclosure

2ndChanceRefinance (owned and operated by Buildbettercredit.Org, LLC) is an independent, advertising-supported comparison service. The offers or the lenders we put you in contact with, including any lenders we may recommend, that appear on this site are from companies from which 2ndChanceRefinance.com receives compensation. This site does not include all mortgage lenders or brokers, nor does it include all available mortgage offers.

Note, our “recommended” lender or specific loan offer may not always be the lowest cost option available to you. As educated consumers are our best customers, we kindly invite you to explore and weigh all your options.

2ndChanceRefinance is not a lender in any transaction and does not make loans, loan commitments or lock-rates. All credit decisions, including loan approval and the conditional rates and terms you are offered, are the responsibility of the participating lenders and will vary based upon your loan request, your particular financial situation, and criteria determined by the lenders to whom you are matched. Not all consumers will qualify.

You may not be matched with the lender making a particular conditional loan offer, and 2ndChanceRefinance does not guarantee that any lender will make you a conditional loan offer. 2ndChanceRefinance arranges for conditional loan offers through its network of nonaffiliated lenders. See the Terms of Use Agreement for more details. 

2ndChanceRefinance does not endorse, warrant, or guarantee any mortgage product, service or company and makes no representation of any rates or financial programs.

2ndChanceRefinance is not a mortgage broker or lender. The information provided by you to 2ndChanceRefinance is not an application for a mortgage, nor is it used to pre-qualify you with any lender.